KRG Group's AI-based "0 Won Rental Deposit" Service
Since its establishment in 2018, KRG Group has been providing its own ‘real estate service based on AI financial solutions’.
They pioneered a new field. Experts in finance, law, and data science came together to develop "Guarantees," a deposit replacement service, aimed at revolutionizing the fixed deposit system in the rental market.
Guarantys is not just a simple surety insurance policy. Its unique feature is that it utilizes AI-based data analysis and risk management algorithms to design the entire lease process. Before signing a contract, the tenant's credit and repayment capacity are assessed. After signing, it comprehensively covers arrears on rent, management fees, and utility bills, as well as restoration costs and title deed litigation. This allows tenants to move in without the burden of a security deposit, landlords to secure stable rental income, and real estate agents to increase their success rates and generate additional revenue.
To remove barriers to entry into the rental market
KRG Group's goal goes beyond eliminating security deposits. It also aims to open up the rental market to those without sufficient assets, such as young adults, newlyweds, and solopreneurs. To date, it has supported over 3,000 contracts, helping young people and small business owners secure stable living or business spaces.
Kim Jun-young, CEO of KRG Group, said, “In our country’s rental market, the security deposit has been the biggest barrier to entry for those just starting out in society, newlyweds, and entrepreneurs,” and explained, “The guarantee is an institutional device that helps remove this barrier and ensure that anyone can enter the market with stability.”
He emphasized that transitioning from the outdated security deposit-centric structure to a guaranteed monthly rent system isn't simply a change in contractual arrangements; it's a process of rebuilding market trust. He expressed his ambition to continue to promote a zero-security deposit rental culture and lead structural innovation in the Korean rental market.
Kim Jun-young, CEO of KRG Group
Strategic partnership between Remax Korea and KRG Group
Remax Korea has formed a strategic partnership with KRG Group and launched the "MaxGuard x Guarantee" service. Combining Remax's nationwide franchise network with KRG Group's warranty solutions, the partnership creates a collaborative model that delivers tangible value to franchisees, customers, and both parties. Through this partnership, Remax Korea aims to provide franchisees with a distinct advantage in their customer acquisition competition, while KRG Group anticipates expanding its market reach and enhancing brand awareness.
The reason this partnership is more than just a simple partnership is because Remax directly discovers and provides excellent services on behalf of its franchisees, thereby enhancing their competitiveness and returning tangible benefits to customers.
This is not a collaboration solely for profit maximization, but rather a virtuous cycle where franchisees earn profits through excellent service, customers enjoy safety and benefits, and ultimately, the credibility of the Remax brand is strengthened.
Remax's customer assurance service 'Max Guard'
Remax Korea is reducing uncertainty in rental transactions through its consumer safety net service, "MAXGUARD." MaxGuard is a comprehensive package that includes rights analysis, deposit guarantee, and subscription risk management, and its core pillar is the "MaxGuard x Guarantee." This service dramatically reduces customers' deposit burden, prevents rental risks like jeonse fraud, and supports safer transactions. It is particularly significant because it offers unique benefits exclusively available to customers transacting through Remax affiliates.
From the franchisee's perspective, the tangible benefits of increased customer inflow and increased sales are realized. Customers can feel secure through safe and innovative warranty services. Remax and KRG Group achieve the result of realizing trust-based social value.
Ultimately, 'MaxGuard x Guarantee' is not just a simple financial product, but is positioned as a partnership model that simultaneously achieves consumer benefits, franchise growth, and brand trust.
What is MAXGUARD?
A secure real estate transaction service provided to customers through collaboration between Remax and its affiliates.
• MaxGuard x Guarantee: Deposit replacement service (guarantee of monthly rent, management fees, restoration, and litigation costs)
• MaxGuard x RealIV: Based on title insurance, rights analysis and ownership dispute risk prevention
• MaxGuard x HedgeHedge: Subscription risk management, minimizing uncertainty for end users and investors.
Special benefits for Remax franchise customers only
• 5% discount on 'MaxGuard x Guarantee' fee for non-residential contracts only
Example: When a monthly rent transaction is 10 million won → (10 million won × 10% × 12 months) × 5% = 600,000 won discount
• One-time deduction from the first month's fee upon signing a new contract (based on 1 year)
• Refund request possible if you move out within 1 year
Remax x Guarantee
Contact: Remax Korea, Deputy Manager Lee Mi-young 010-3212-5886 mylee@remax.co.kr
