{"id":14593,"date":"2025-11-03T08:30:00","date_gmt":"2025-11-02T23:30:00","guid":{"rendered":"https:\/\/remaxkorea.co.kr\/?p=14593"},"modified":"2025-10-31T22:56:52","modified_gmt":"2025-10-31T13:56:52","slug":"%eb%b6%80%eb%8f%99%ec%82%b0%ec%84%b8%eb%ac%b41-2511","status":"publish","type":"post","link":"https:\/\/remaxkorea.co.kr\/en\/%eb%b6%80%eb%8f%99%ec%82%b0%ec%84%b8%eb%ac%b41-2511\/","title":{"rendered":"Real Estate Tax: Will the October 15 Housing Policy End Here? Tax-Saving Tips"},"content":{"rendered":"<div data-elementor-type=\"wp-post\" data-elementor-id=\"14593\" class=\"elementor elementor-14593\" data-elementor-post-type=\"post\">\n\t\t\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-44bf298 elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"44bf298\" data-element_type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-4afc220\" data-id=\"4afc220\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-9ea8eba elementor-widget elementor-widget-text-editor\" data-id=\"9ea8eba\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t<style>\/*! elementor - v3.19.0 - 28-02-2024 *\/\n.elementor-widget-text-editor.elementor-drop-cap-view-stacked .elementor-drop-cap{background-color:#69727d;color:#fff}.elementor-widget-text-editor.elementor-drop-cap-view-framed .elementor-drop-cap{color:#69727d;border:3px solid;background-color:transparent}.elementor-widget-text-editor:not(.elementor-drop-cap-view-default) .elementor-drop-cap{margin-top:8px}.elementor-widget-text-editor:not(.elementor-drop-cap-view-default) .elementor-drop-cap-letter{width:1em;height:1em}.elementor-widget-text-editor .elementor-drop-cap{float:left;text-align:center;line-height:1;font-size:50px}.elementor-widget-text-editor .elementor-drop-cap-letter{display:inline-block}<\/style>\t\t\t\t<p><strong style=\"font-size: 16px;\">stabilization<\/strong> <strong style=\"font-size: 16px;\">Countermeasures<\/strong> <strong style=\"font-size: 16px;\">Content and<\/strong> <strong style=\"font-size: 16px;\">In the future<\/strong> <strong style=\"font-size: 16px;\">Contrast<\/strong><\/p><p>For some, owning a home is a dream, for others it is a primary means of preserving asset value, and for others it is the foundation of their lives, so any hasty policy will inevitably be detrimental to everyone.\u00a0<span style=\"font-size: 16px;\">To reduce this, it is desirable to provide a roadmap for strengthening the property tax or re-imposing the multiple home ownership tax.\u00a0<\/span><\/p><p><span style=\"font-size: 16px;\">Policies are effective simply by being declared. If a roadmap for policy direction and tax policy were presented, citizens would be able to prepare for home ownership, and it wouldn&#039;t be perceived as a bombshell as it is now. In particular, strengthening property taxes and easing acquisition and transaction taxes can be confirmed by examining the examples of other countries.\u00a0\u00a0<\/span><\/p><p><img fetchpriority=\"high\" decoding=\"async\" class=\"wp-image-14941 size-medium alignleft\" src=\"https:\/\/remaxkorea.co.kr\/wp-content\/uploads\/2025\/10\/Shutterstock_2121012059-3-300x216.jpg\" alt=\"\" width=\"300\" height=\"216\" srcset=\"https:\/\/remaxkorea.co.kr\/wp-content\/uploads\/2025\/10\/Shutterstock_2121012059-3-300x216.jpg 300w, https:\/\/remaxkorea.co.kr\/wp-content\/uploads\/2025\/10\/Shutterstock_2121012059-3-1024x737.jpg 1024w, https:\/\/remaxkorea.co.kr\/wp-content\/uploads\/2025\/10\/Shutterstock_2121012059-3-768x553.jpg 768w, https:\/\/remaxkorea.co.kr\/wp-content\/uploads\/2025\/10\/Shutterstock_2121012059-3-1536x1106.jpg 1536w, https:\/\/remaxkorea.co.kr\/wp-content\/uploads\/2025\/10\/Shutterstock_2121012059-3-2048x1475.jpg 2048w, https:\/\/remaxkorea.co.kr\/wp-content\/uploads\/2025\/10\/Shutterstock_2121012059-3-18x12.jpg 18w\" sizes=\"(max-width: 300px) 100vw, 300px\" \/><\/p><p><strong>1. Of the house<\/strong> <strong>to buy<\/strong> <strong>When<\/strong> <strong>Tax savings<\/strong> <strong>Countermeasures<\/strong><\/p><p>Mandatory reporting of occupancy plans and preparation of financing plans for home purchases in regulated areas and overheated speculative zones, along with loan regulations, have made home purchases difficult. Exceptions to loan limits are needed for first-time homebuyers and those purchasing their first home, providing an outlet for first-time homebuyers. Making it difficult for multiple homeowners to purchase new homes, even if they want to sell their existing homes, is like squeezing toothpaste without opening the cap. Ultimately, it&#039;s bound to explode somewhere else.<\/p><p>In conclusion, if you&#039;re considering purchasing a home, it&#039;s crucial to carefully consider your source of funds. First, it&#039;s crucial to faithfully report your income and refrain from using credit cards or purchasing vehicles to ensure you have sufficient proof of funds based on the Internal Revenue Service&#039;s PCE analysis.<\/p><p><strong>2. Owners of expensive houses<\/strong> <strong>Upon acquisition<\/strong> <strong>Tax audit preparation<\/strong><\/p><p>The National Tax Service announced that it will conduct a comprehensive review of all acquisition and gift transactions involving the acquisition of high-value homes. The National Tax Service&#039;s investigation will require access to at least five years of bankbook transaction history. Therefore, if a family member has not yet reported a gift transaction, it&#039;s important to consider whether it&#039;s better to report the gift after the fact or to use a loan to provide supporting documentation.\u00a0<span style=\"font-size: 16px;\">In particular, if there are unreported cash deposits, please be aware that the business may be subject to an expanded tax audit due to missing sales.<\/span><strong style=\"font-size: 16px;\">\u00a0<\/strong><\/p><p><strong>3. <\/strong><strong>expensive houses<\/strong> <strong>and<\/strong> <strong>multiple homeowners<\/strong> <strong>In the future<\/strong> <strong>Property tax<\/strong> <strong>Contrast<\/strong><\/p><p>With the strengthening of the comprehensive real estate tax, a property tax, it&#039;s advisable for owners of high-value homes to prepare for the taxation of up to 900 million won (appraised value), which is the taxable income, by jointly owning the property with a spouse or family. If a home worth 3 billion won is owned by a single person, even if it&#039;s only one home, the comprehensive real estate tax burden will increase significantly.<\/p><p><strong>4. Donation<\/strong> <strong>etc.<\/strong> <strong>name<\/strong> <strong>dispersion<\/strong><\/p><p><img decoding=\"async\" class=\"wp-image-15097 size-medium alignright\" src=\"https:\/\/remaxkorea.co.kr\/wp-content\/uploads\/2025\/10\/shutterstock_2481212025-300x240.jpg\" alt=\"\" width=\"300\" height=\"240\" srcset=\"https:\/\/remaxkorea.co.kr\/wp-content\/uploads\/2025\/10\/shutterstock_2481212025-300x240.jpg 300w, https:\/\/remaxkorea.co.kr\/wp-content\/uploads\/2025\/10\/shutterstock_2481212025-1024x819.jpg 1024w, https:\/\/remaxkorea.co.kr\/wp-content\/uploads\/2025\/10\/shutterstock_2481212025-768x614.jpg 768w, https:\/\/remaxkorea.co.kr\/wp-content\/uploads\/2025\/10\/shutterstock_2481212025-1536x1229.jpg 1536w, https:\/\/remaxkorea.co.kr\/wp-content\/uploads\/2025\/10\/shutterstock_2481212025-2048x1638.jpg 2048w, https:\/\/remaxkorea.co.kr\/wp-content\/uploads\/2025\/10\/shutterstock_2481212025-15x12.jpg 15w\" sizes=\"(max-width: 300px) 100vw, 300px\" \/><\/p><p>In terms of comprehensive real estate tax, it&#039;s more advantageous for a single household to own up to 1 billion won worth of shares in expensive properties than for a single individual to own them. To achieve this, splitting ownership under joint ownership, such as through a spousal gift, can be beneficial for tax savings.\u00a0<span style=\"font-size: 16px;\">However, when making a gift, owners of multiple homes should be mindful of the acquisition tax surcharge. While gift tax is levied based on the recipient, acquisition tax is assessed based on the giver, so caution is advised.\u00a0<\/span><span style=\"font-size: 16px;\">Additionally, it should be noted that donations are subject to carryover tax. \u00a0<\/span><\/p><p><span style=\"font-size: 16px;\">Please note that if a gifted property is sold within 10 years, the original purchase price will be subject to capital gains tax, based on the original purchase price. This is advantageous for children entering their early careers, as it reduces gift tax burden and tax carryover.<\/span><\/p><p><strong>5. <\/strong><strong>Between family members<\/strong> <strong>real estate<\/strong> <strong>Exchange lights<\/strong> <strong>Through<\/strong> <strong>Inheritance tax<\/strong> <strong>reduction<\/strong><\/p><p>If the child has sufficient assets or income, you can consider transferring the parent&#039;s assets to the child at a low price or transferring the house in exchange for the child&#039;s assets.\u00a0<span style=\"font-size: 16px;\">When transferring assets to children through a low-value transfer, it&#039;s a transaction between related parties, so an appraisal is essential. The value of the assets is crucial.\u00a0<\/span><span style=\"font-size: 16px;\">Here, tax law allows for the transfer of the lesser of 300 million won and 30%, making it possible to purchase an expensive home for up to 300 million won. Furthermore, since spouses can also receive the property, the combined value of up to 600 million won can be considered a low-value transfer and gift.<\/span><\/p><p>In addition, exchanging real estate for children&#039;s property is also legally possible. This exchange involves exchanging a parent&#039;s expensive home for the child&#039;s home or other real estate, allowing for tax savings by separating the households and allowing each child to own only one home. Urgent measures require greater diligence and flexibility.<strong style=\"font-size: 16px;\">\u00a0<\/strong><\/p>\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-2e1ef2d elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"2e1ef2d\" data-element_type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-f088eea\" data-id=\"f088eea\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-d4fdaff elementor-widget elementor-widget-text-editor\" data-id=\"d4fdaff\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<p>\u00a0<\/p><p><img decoding=\"async\" class=\"alignleft wp-image-14600 size-full\" src=\"https:\/\/remaxkorea.co.kr\/wp-content\/uploads\/2025\/10\/\uadf8\ub9bc1.png\" alt=\"\" width=\"171\" height=\"181\" srcset=\"https:\/\/remaxkorea.co.kr\/wp-content\/uploads\/2025\/10\/\uadf8\ub9bc1.png 171w, https:\/\/remaxkorea.co.kr\/wp-content\/uploads\/2025\/10\/\uadf8\ub9bc1-11x12.png 11w\" sizes=\"(max-width: 171px) 100vw, 171px\" \/>For over 20 years, I have filed over 2,000 reports regarding inheritance, gift, and transfer income tax for wealthy individuals through land compensation (e.g., Magok District, Hanam New Town, Yongin Regional Corporation). I am the principal tax accountant at Gahyun Tax Law Firm, dedicated to exploring the best tax-saving methods in the face of ever-changing tax laws. Through the &quot;Julyse&quot; YouTube channel, I share tax-saving tips for wealthy individuals on how to reduce their inheritance and gift income tax.<br \/>Gahyun Tax Law Firm Headquarters, 1st floor, 46-5 Cheongdam-dong, Gangnam-gu, Seoul, 02-555-5025<\/p>\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<\/div>","protected":false},"excerpt":{"rendered":"<p>Regarding the details of stabilization measures and future preparations, the decision to own a home is a dream for some citizens, a primary means of preserving asset value for others, and a place to live; therefore, hasty policies inevitably result in losses for everyone. To mitigate this, it is desirable to provide a roadmap for measures such as strengthening property holding taxes or resuming heavy taxation on multiple homeowners. Policies are effective merely through declarations. Regarding the direction of policy or taxation [\u2026 ]<\/p>","protected":false},"author":12,"featured_media":14594,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"_eb_attr":"","ocean_post_layout":"","ocean_both_sidebars_style":"","ocean_both_sidebars_content_width":0,"ocean_both_sidebars_sidebars_width":0,"ocean_sidebar":"","ocean_second_sidebar":"","ocean_disable_margins":"enable","ocean_add_body_class":"","ocean_shortcode_before_top_bar":"","ocean_shortcode_after_top_bar":"","ocean_shortcode_before_header":"","ocean_shortcode_after_header":"","ocean_has_shortcode":"","ocean_shortcode_after_title":"","ocean_shortcode_before_footer_widgets":"","ocean_shortcode_after_footer_widgets":"","ocean_shortcode_before_footer_bottom":"","ocean_shortcode_after_footer_bottom":"","ocean_display_top_bar":"default","ocean_display_header":"default","ocean_header_style":"","ocean_center_header_left_menu":"","ocean_custom_header_template":"","ocean_custom_logo":0,"ocean_custom_retina_logo":0,"ocean_custom_logo_max_width":0,"ocean_custom_logo_tablet_max_width":0,"ocean_custom_logo_mobile_max_width":0,"ocean_custom_logo_max_height":0,"ocean_custom_logo_tablet_max_height":0,"ocean_custom_logo_mobile_max_height":0,"ocean_header_custom_menu":"","ocean_menu_typo_font_family":"","ocean_menu_typo_font_subset":"","ocean_menu_typo_font_size":0,"ocean_menu_typo_font_size_tablet":0,"ocean_menu_typo_font_size_mobile":0,"ocean_menu_typo_font_size_unit":"px","ocean_menu_typo_font_weight":"","ocean_menu_typo_font_weight_tablet":"","ocean_menu_typo_font_weight_mobile":"","ocean_menu_typo_transform":"","ocean_menu_typo_transform_tablet":"","ocean_menu_typo_transform_mobile":"","ocean_menu_typo_line_height":0,"ocean_menu_typo_line_height_tablet":0,"ocean_menu_typo_line_height_mobile":0,"ocean_menu_typo_line_height_unit":"","ocean_menu_typo_spacing":0,"ocean_menu_typo_spacing_tablet":0,"ocean_menu_typo_spacing_mobile":0,"ocean_menu_typo_spacing_unit":"","ocean_menu_link_color":"","ocean_menu_link_color_hover":"","ocean_menu_link_color_active":"","ocean_menu_link_background":"","ocean_menu_link_hover_background":"","ocean_menu_link_active_background":"","ocean_menu_social_links_bg":"","ocean_menu_social_hover_links_bg":"","ocean_menu_social_links_color":"","ocean_menu_social_hover_links_color":"","ocean_disable_title":"default","ocean_disable_heading":"default","ocean_post_title":"","ocean_post_subheading":"","ocean_post_title_style":"","ocean_post_title_background_color":"","ocean_post_title_background":0,"ocean_post_title_bg_image_position":"","ocean_post_title_bg_image_attachment":"","ocean_post_title_bg_image_repeat":"","ocean_post_title_bg_image_size":"","ocean_post_title_height":0,"ocean_post_title_bg_overlay":0.5,"ocean_post_title_bg_overlay_color":"","ocean_disable_breadcrumbs":"default","ocean_breadcrumbs_color":"","ocean_breadcrumbs_separator_color":"","ocean_breadcrumbs_links_color":"","ocean_breadcrumbs_links_hover_color":"","ocean_display_footer_widgets":"default","ocean_display_footer_bottom":"default","ocean_custom_footer_template":"","footnotes":"","ocean_post_oembed":"","ocean_post_self_hosted_media":"","ocean_post_video_embed":"","ocean_link_format":"","ocean_link_format_target":"self","ocean_quote_format":"","ocean_quote_format_link":"post","ocean_gallery_link_images":"on","ocean_gallery_id":[]},"categories":[85,12],"tags":[95],"yoast_head":"<!-- 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