{"id":15236,"date":"2025-12-01T07:01:00","date_gmt":"2025-11-30T22:01:00","guid":{"rendered":"https:\/\/remaxkorea.co.kr\/?p=15236"},"modified":"2025-12-01T10:13:16","modified_gmt":"2025-12-01T01:13:16","slug":"%eb%b6%80%eb%8f%99%ec%82%b0%ec%83%81%ec%8b%9d1-2512","status":"publish","type":"post","link":"http:\/\/remaxkorea.co.kr\/en\/%eb%b6%80%eb%8f%99%ec%82%b0%ec%83%81%ec%8b%9d1-2512\/","title":{"rendered":"Real Estate Knowledge: Smart Retirement... Leaving Seoul Offers Profits"},"content":{"rendered":"<div data-elementor-type=\"wp-post\" data-elementor-id=\"15236\" class=\"elementor elementor-15236\" data-elementor-post-type=\"post\">\n\t\t\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-4125c43 elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"4125c43\" data-element_type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-a649468\" data-id=\"a649468\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-fa08bf3 elementor-widget elementor-widget-text-editor\" data-id=\"fa08bf3\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t<style>\/*! elementor - v3.19.0 - 28-02-2024 *\/\n.elementor-widget-text-editor.elementor-drop-cap-view-stacked .elementor-drop-cap{background-color:#69727d;color:#fff}.elementor-widget-text-editor.elementor-drop-cap-view-framed .elementor-drop-cap{color:#69727d;border:3px solid;background-color:transparent}.elementor-widget-text-editor:not(.elementor-drop-cap-view-default) .elementor-drop-cap{margin-top:8px}.elementor-widget-text-editor:not(.elementor-drop-cap-view-default) .elementor-drop-cap-letter{width:1em;height:1em}.elementor-widget-text-editor .elementor-drop-cap{float:left;text-align:center;line-height:1;font-size:50px}.elementor-widget-text-editor .elementor-drop-cap-letter{display:inline-block}<\/style>\t\t\t\t<p><img fetchpriority=\"high\" decoding=\"async\" class=\"alignnone size-full wp-image-15097\" src=\"https:\/\/remaxkorea.co.kr\/wp-content\/uploads\/2025\/10\/shutterstock_2481212025-scaled.jpg\" alt=\"\" width=\"2560\" height=\"2048\" srcset=\"https:\/\/remaxkorea.co.kr\/wp-content\/uploads\/2025\/10\/shutterstock_2481212025-scaled.jpg 2560w, https:\/\/remaxkorea.co.kr\/wp-content\/uploads\/2025\/10\/shutterstock_2481212025-300x240.jpg 300w, https:\/\/remaxkorea.co.kr\/wp-content\/uploads\/2025\/10\/shutterstock_2481212025-1024x819.jpg 1024w, https:\/\/remaxkorea.co.kr\/wp-content\/uploads\/2025\/10\/shutterstock_2481212025-768x614.jpg 768w, https:\/\/remaxkorea.co.kr\/wp-content\/uploads\/2025\/10\/shutterstock_2481212025-1536x1229.jpg 1536w, https:\/\/remaxkorea.co.kr\/wp-content\/uploads\/2025\/10\/shutterstock_2481212025-2048x1638.jpg 2048w, https:\/\/remaxkorea.co.kr\/wp-content\/uploads\/2025\/10\/shutterstock_2481212025-15x12.jpg 15w\" sizes=\"(max-width: 2560px) 100vw, 2560px\" \/><\/p><p>I think retirement might be one of the things I hate most in life.<\/p><p>You&#039;re still young at heart, but how devastating would it be to be retired from a company you&#039;ve worked for half your life without ever being able to properly protest during a life span that&#039;s renewed every year without fail?\u00a0<span style=\"font-size: 16px;\">I have a lot of days left to live, but I don&#039;t think I can solve it with just my pension. I&#039;ve been working for a company for half my life, so I don&#039;t have the confidence to even maintain it, let alone succeed, and I&#039;m just at a loss.<\/span><\/p><p>It&#039;s disconcerting to read an article claiming that a recent survey found that many retirees in the Seoul area are &quot;house poor,&quot; living a life bordering on poverty with no disposable income.\u00a0<span style=\"font-size: 16px;\">It&#039;s been a while since the average price of an apartment in Seoul has exceeded 1 billion won, so I wonder if the word &quot;poverty&quot; as understood by the general public is an appropriate metaphor for them.<\/span><\/p><p>I don&#039;t quite understand why the number of elderly people living in apartments worth over 1 billion won and having to worry about their meals is increasing.\u00a0<span style=\"font-size: 16px;\">In a way, isn&#039;t this phenomenon the result of human greed, our perspective on real estate, and our desire to maintain the environment we&#039;ve been comfortable with for decades?<\/span><\/p><p>Someone once said, &quot;If you have rice cakes in both hands and want to grab a new one, you have to throw away one of the rice cakes.&quot;\u00a0<span style=\"font-size: 16px;\">I understand the inability to give up even one of these things: the environment of Seoul, where you lived for decades, or the sense of duty to leave something behind for your descendants. But I think the most important thing is to live without causing harm to others.<\/span><\/p><p>If you leave Seoul and look to the metropolitan area or the provinces, you can find surprisingly profitable real estate such as commercial buildings, rental multi-family homes, and commercial-residential properties with a small budget.\u00a0<\/p><p><span style=\"font-size: 16px;\"><img decoding=\"async\" class=\"alignleft wp-image-15241 size-large\" src=\"https:\/\/remaxkorea.co.kr\/wp-content\/uploads\/2025\/11\/shutterstock_2402025867-1-1024x683.jpg\" alt=\"\" width=\"1024\" height=\"683\" srcset=\"https:\/\/remaxkorea.co.kr\/wp-content\/uploads\/2025\/11\/shutterstock_2402025867-1-1024x683.jpg 1024w, https:\/\/remaxkorea.co.kr\/wp-content\/uploads\/2025\/11\/shutterstock_2402025867-1-300x200.jpg 300w, https:\/\/remaxkorea.co.kr\/wp-content\/uploads\/2025\/11\/shutterstock_2402025867-1-768x512.jpg 768w, https:\/\/remaxkorea.co.kr\/wp-content\/uploads\/2025\/11\/shutterstock_2402025867-1-1536x1024.jpg 1536w, https:\/\/remaxkorea.co.kr\/wp-content\/uploads\/2025\/11\/shutterstock_2402025867-1-2048x1365.jpg 2048w, https:\/\/remaxkorea.co.kr\/wp-content\/uploads\/2025\/11\/shutterstock_2402025867-1-18x12.jpg 18w\" sizes=\"(max-width: 1024px) 100vw, 1024px\" \/><\/span><span style=\"font-size: 16px;\">Assuming that you sell your apartment for 1 billion won, with 200 million won in retirement funds and a 300 million won loan, you can invest in real estate that generates rent, such as commercial housing in the provinces, with a budget of about 1.5 billion won.\u00a0<\/span><span style=\"font-size: 16px;\">In this case, if we conservatively assume the annual investment return to be 4.5%, we can generate monthly rental income of 5.62 million won, and even after deducting the interest expense of 1 million won, we can secure disposable income of approximately 4.62 million won per month.<\/span><\/p><p>Of course, this is before the tax deduction, but if you have that much disposable income, you will probably be able to live without asking your children for help in your old age. Also, since the investment product is real estate, there will be no loss of principal, and you can pass it on to your descendants after you die, so you can achieve the effect of killing three birds with one stone.\u00a0<\/p><p><span style=\"font-size: 16px;\">They say all misfortune begins with boundless human greed and fear. Leave &quot;Seoul,&quot; where you currently live. The world is vast, and there&#039;s plenty of income-generating real estate. One well-chosen income-generating property will be the envy of ten sons.<\/span><\/p>\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-33c819c elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"33c819c\" data-element_type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-50 elementor-top-column elementor-element elementor-element-7226c2a\" data-id=\"7226c2a\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-e73a016 elementor-widget elementor-widget-text-editor\" data-id=\"e73a016\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<p><img decoding=\"async\" class=\"alignnone wp-image-15397 size-medium\" src=\"https:\/\/remaxkorea.co.kr\/wp-content\/uploads\/2025\/11\/\ubc15\uc11c\ud638-\ud314\uc9f1\ud3ec\uc988-225x300.jpg\" alt=\"\" width=\"225\" height=\"300\" srcset=\"https:\/\/remaxkorea.co.kr\/wp-content\/uploads\/2025\/11\/\ubc15\uc11c\ud638-\ud314\uc9f1\ud3ec\uc988-225x300.jpg 225w, https:\/\/remaxkorea.co.kr\/wp-content\/uploads\/2025\/11\/\ubc15\uc11c\ud638-\ud314\uc9f1\ud3ec\uc988-9x12.jpg 9w, https:\/\/remaxkorea.co.kr\/wp-content\/uploads\/2025\/11\/\ubc15\uc11c\ud638-\ud314\uc9f1\ud3ec\uc988.jpg 463w\" sizes=\"(max-width: 225px) 100vw, 225px\" \/><\/p>\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t<div class=\"elementor-column elementor-col-50 elementor-top-column elementor-element elementor-element-8be6dcb\" data-id=\"8be6dcb\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-d605624 elementor-widget elementor-widget-text-editor\" data-id=\"d605624\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<p>Park Seo-ho, CEO of Remax Wonderlands<\/p><p>With over 25 years of experience in the real estate brokerage market, including as a licensed real estate agent, head of a brokerage firm, and head of a consulting firm, he is still actively working in the field.<\/p><p>He also serves as Vice President of Remax Korea and is in charge of training brokers based on his experience and practice, from basic brokerage practices to advanced courses and consulting courses, to enhance the work capabilities and performance of brokers affiliated with Remax Korea.<\/p><p>As for related professional qualifications, he holds the Certified Real Estate Broker license, the International Commercial Real Estate Investment Analyst (CCIM) license, and the American Residential Real Estate Specialist (CRS) license.<\/p><p>M. 010-9342-0346<br \/>E. jay@remax.co.kr<br \/>B. blog.naver.com\/wonderance<\/p>\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<\/div>","protected":false},"excerpt":{"rendered":"<p>\uc5b4\uca4c\uba74 \uc0b4\uba74\uc11c \uc81c\uc77c \ud558\uae30 \uc2eb\uc740 \uac83 \uc911 \ud558\ub098\uac00 \uc740\ud1f4\uac00 \uc544\ub2d0\uae4c \uc2f6\ub2e4. \uc544\uc9c1\ub3c4 \ub9c8\uc74c\uc740 \uc774\ud314\uccad\ucd98\uc778\ub370, \ud55c \ud574\ub3c4 \uac70\ub974\uc9c0 \uc54a\uace0 \ub610\ubc15\ub610\ubc15 \uac31\uc2e0\ub418\ub294 \uc0dd\uc874 \uae30\uac04\uc5d0 \uc81c\ub300\ub85c \ud56d\ubcc0 \ud55c \ubc88 \ubabb\ud574 \ubcf8 \ucc44 \ubc18\ud3c9\uc0dd \ub2e4\ub2c8\ub358 \ud68c\uc0ac\uc5d0\uc11c \uc740\ud1f4 \ub2f9\ud558\ub294 \uc2ec\uc815\uc740 \uc5bc\ub9c8\ub098 \ub9c9\ub9c9\ud560\uae4c?\u00a0\uc55e\uc73c\ub85c \uc0b4\uc544\uac08 \ub0a0\uc774 \ub9cc\ub9cc\uce58 \uc54a\uac8c \ub0a8\uc558\ub294\ub370, \uc5f0\uae08\ub9cc\uc73c\ub85c\ub294 \ud574\uacb0\uc774 \uc548\ub420 \uac83 \uac19\uace0 \ucc3d\uc5c5\uc744 \ud574\ubcf4\ub824\ub2c8 \ubc18\ud3c9\uc0dd \ud68c\uc0ac\ub9cc \ub2e4\ub154\ub358 \ud130\ub77c \uc131\uacf5\uc740 \ub458\uc9f8 [&hellip;]<\/p>","protected":false},"author":12,"featured_media":15097,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"_eb_attr":"","ocean_post_layout":"","ocean_both_sidebars_style":"","ocean_both_sidebars_content_width":0,"ocean_both_sidebars_sidebars_width":0,"ocean_sidebar":"","ocean_second_sidebar":"","ocean_disable_margins":"enable","ocean_add_body_class":"","ocean_shortcode_before_top_bar":"","ocean_shortcode_after_top_bar":"","ocean_shortcode_before_header":"","ocean_shortcode_after_header":"","ocean_has_shortcode":"","ocean_shortcode_after_title":"","ocean_shortcode_before_footer_widgets":"","ocean_shortcode_after_footer_widgets":"","ocean_shortcode_before_footer_bottom":"","ocean_shortcode_after_footer_bottom":"","ocean_display_top_bar":"default","ocean_display_header":"default","ocean_header_style":"","ocean_center_header_left_menu":"","ocean_custom_header_template":"","ocean_custom_logo":0,"ocean_custom_retina_logo":0,"ocean_custom_logo_max_width":0,"ocean_custom_logo_tablet_max_width":0,"ocean_custom_logo_mobile_max_width":0,"ocean_custom_logo_max_height":0,"ocean_custom_logo_tablet_max_height":0,"ocean_custom_logo_mobile_max_height":0,"ocean_header_custom_menu":"","ocean_menu_typo_font_family":"","ocean_menu_typo_font_subset":"","ocean_menu_typo_font_size":0,"ocean_menu_typo_font_size_tablet":0,"ocean_menu_typo_font_size_mobile":0,"ocean_menu_typo_font_size_unit":"px","ocean_menu_typo_font_weight":"","ocean_menu_typo_font_weight_tablet":"","ocean_menu_typo_font_weight_mobile":"","ocean_menu_typo_transform":"","ocean_menu_typo_transform_tablet":"","ocean_menu_typo_transform_mobile":"","ocean_menu_typo_line_height":0,"ocean_menu_typo_line_height_tablet":0,"ocean_menu_typo_line_height_mobile":0,"ocean_menu_typo_line_height_unit":"","ocean_menu_typo_spacing":0,"ocean_menu_typo_spacing_tablet":0,"ocean_menu_typo_spacing_mobile":0,"ocean_menu_typo_spacing_unit":"","ocean_menu_link_color":"","ocean_menu_link_color_hover":"","ocean_menu_link_color_active":"","ocean_menu_link_background":"","ocean_menu_link_hover_background":"","ocean_menu_link_active_background":"","ocean_menu_social_links_bg":"","ocean_menu_social_hover_links_bg":"","ocean_menu_social_links_color":"","ocean_menu_social_hover_links_color":"","ocean_disable_title":"default","ocean_disable_heading":"default","ocean_post_title":"","ocean_post_subheading":"","ocean_post_title_style":"","ocean_post_title_background_color":"","ocean_post_title_background":0,"ocean_post_title_bg_image_position":"","ocean_post_title_bg_image_attachment":"","ocean_post_title_bg_image_repeat":"","ocean_post_title_bg_image_size":"","ocean_post_title_height":0,"ocean_post_title_bg_overlay":0.5,"ocean_post_title_bg_overlay_color":"","ocean_disable_breadcrumbs":"default","ocean_breadcrumbs_color":"","ocean_breadcrumbs_separator_color":"","ocean_breadcrumbs_links_color":"","ocean_breadcrumbs_links_hover_color":"","ocean_display_footer_widgets":"default","ocean_display_footer_bottom":"default","ocean_custom_footer_template":"","footnotes":"","ocean_post_oembed":"","ocean_post_self_hosted_media":"","ocean_post_video_embed":"","ocean_link_format":"","ocean_link_format_target":"self","ocean_quote_format":"","ocean_quote_format_link":"post","ocean_gallery_link_images":"on","ocean_gallery_id":[]},"categories":[86,12],"tags":[118],"yoast_head":"<!-- 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